Privacy Policy

Northstar is a personal finance and productivity service. This policy explains what information Northstar processes, why it is needed, and the choices available to you.

Information you provide

Northstar stores your name, email address, encrypted password credential, account and balance information, transactions, budgets, tasks, savings goals, salary-allocation plans, preferences, and other content you choose to enter. Passwords are stored as salted cryptographic hashes, not as readable passwords.

Voice, receipt photos and AI

When you choose voice entry or receipt recognition, the recording or image is sent securely to Northstar and processed by OpenAI to prepare a transaction draft. Northstar does not save the recording or receipt image after the request completes. Nothing is added to your financial records until you review and confirm it.

How information is used

Information is used to operate your account, calculate balances and plans, provide requested AI features, secure the service, diagnose failures, send password-recovery messages, and respond to support or privacy requests. Northstar does not sell personal information and does not use it for third-party advertising.

Access and device information

When you register or sign in, Northstar records the time, access source, IP address, approximate country when supplied by infrastructure, and browser or device user agent. This information is used for security, abuse prevention, service analytics, and support. Access records are automatically removed after 90 days.

Service providers

Northstar uses infrastructure providers to host the application and database, OpenAI to process requested AI and voice features, and Resend to deliver account-recovery email. These providers process only the information required to perform their services.

Storage and security

Account data is stored in a private PostgreSQL database. Connections use HTTPS, sessions use secure HTTP-only cookies, and provider keys remain on the server. No internet service can guarantee absolute security, so use a unique password and protect access to your devices and email.

Retention and deletion

Account information is kept while your account remains active. You can permanently delete your account inside the iPhone app. This removes the account and associated active data from Northstar’s database and ends active sessions. Residual copies may remain temporarily in infrastructure backups until those backups are rotated.

Your choices

You may review and change records in the app, decline microphone access and enter transactions manually, stop using optional AI features, or delete your account. For access, correction, deletion, or privacy questions, contact support@northstarwallet.app.

Children and international use

Northstar is not directed to children under 13. Age and consent requirements may differ by country. By using Northstar, you understand that information may be processed where Northstar and its service providers operate, subject to appropriate safeguards and applicable law.

Changes

This policy may be updated as Northstar changes. Material updates will be identified by a new date on this page.